Unparalleled industry knowledge and expertise
When you partner with NCS Credit, you gain access to a national network of industry-specialized experts, relieving your need for multiple service providers. With flat fees, you always know your costs up front, and project status tracking diminishes your risk of missing critical deadline dates.
Our History
The story of NCS Credit is one of family, growth and success anchored in a belief of uncompromising excellence and ever-advancing technology.
Founded in 1970 by Howard V. Cowan as a commercial collection agency, NCS Credit’s goal was to form trusted partnerships and provide exceptional debt recovery services. In the early 1980’s NCS Credit earned a reputation as a leading authority in the corporate credit industry and expanded its services to meet the needs of its credit professionals by adding the Construction, UCC and Publication Service Groups (now known as Notice & Mechanic’s Lien Services, UCC Services, and Education & Resources). The company’s focus was on Securing Your Tomorrow®.
After 20 years in business, at the age of 52, Howard began to feel financially secure and started to enjoy extended vacations. Within a short time thereafter, on September 1, 1990, tragedy struck with his sudden death.
In the midst of tremendous sorrow and grief, the Cowan family united and became resolute to continue Howard’s dream.
Today NCS Credit serves clients throughout the U.S. and Canada as a commercial debt recovery service and has gained national recognition as the premier leader for securing accounts through the Mechanic’s Lien laws and Article 9 of the Uniform Commercial Code. NCS Credit is the only business that offers solutions to these often complex legal processes within one organization.
The company’s commitment to serve with integrity and valued advice gave rise to The National Lien Digest© and later inspired the software development of LienTracker®. Both products are considered essential resources used by the smallest to the largest Fortune 500 companies for serving notices, filing liens and bond claims. Every client has a secured portal, accessed through the NCS Credit website, to view personal account information.
NCS proudly boasts of educating thousands of credit professionals over the years in the U.S. and Canada through our events, resources, webinars and social media.
More than five decades later, NCS Credit continues to be a family-run organization, carrying on the founder’s goal of excellence in all we do to secure our clients’ tomorrows.
Focused solutions. Broad network.
Providing you with a highly specialized service requires a deep and versatile network of experts to get things done. With access to in-house teams for personalized service and a web of experts for industry- or process-specific solutions, NCS Credit can bring you the best of both worlds.
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